Ophthalmology: When is it Required and What are the Treatment Costs?

More than 550 million individuals in India suffer from some sort of vision ailments as per a study. Under such a circumstance, doctors specialising in eye treatment are under high demand. 

Also known as ophthalmologists, consulting these doctors and remedying visual defects can be a costly procedure. With a Bajaj Health Card though, availing such treatment is now affordable for cardholders. Here is all you need to know about ophthalmology.

What is ophthalmology?

Ophthalmology is the medical science, specifically dealing with eyesight problems. Alongside treatment, ophthalmology also includes several preventative measures that can root out visual issues before they can manifest. 

Treatments can include anything from prescribing powered spectacles to correct vision or surgery to deal with cataract. Through corneal transplantation, patients can also recover lost vision. 

Nevertheless, such surgical procedures bear an enormous cost, which is why availing a Bajaj Health Card is vital and it can be very helpful when you have no other options left.

When should you visit an ophthalmologist?

One should watch out for certain signs, which can be indicative of an underlying vision problem. Therefore, if you suffer from one of the following symptoms, do not delay in visiting an ophthalmologist.

• Loss or reduction of vision in one or both eyes can be a sign that you will need glasses to rectify your eyesight. Consult an ophthalmologist immediately for quick resolution of the matter. Delaying can hamper your vision permanently.
• An individual may experience black spots, blurriness or shadows in their line of sight. If one notices such changes in their vision, consulting an eye doctor is important.
• Redness, itchiness and puffiness of eyes can be indicative of underlying issues. Watery eyes are another worrying symptom that an individual needs to look out for. Book an appointment with an ophthalmologist to get your eyes checked out.
• Lastly, any alteration in vision colour should also be reported to a qualified physician as soon as possible.

Regular eye check-up is vital for the young and old, irrespective of the symptoms mentioned above. 

Age-wise division of eye check-up schedule

The frequency of eye check-ups varies based on an individual’s age. Listed below is the routine that individuals should follow to get their eyes tested – 

• Aged between 19 and 40 – These individuals generally face a lower risk of degenerative eye conditions. Therefore, they can get consult an ophthalmologist once every 10 years, provided other conditions (like myopia, astigmatism, etc.) do not exist.

• Aged between 41 and 55 years – Individuals falling in this age category should visit ophthalmologists for a routine eye check-up once every 5 years.

• Aged between 56 and 65 years – With age, testing frequency should increase. Individuals in their mid-fifties and early-sixties should head for a routine eye check-up every 3 years.
• Aged above 65 years – As you enter your late sixties, go for visual checks every 2 years, even if no symptoms of visual issues manifest.

Thus, as you age, you would need to spend more on your eye check-ups. You may also need surgical correction at some point. Handling such considerable expenses can be difficult, especially at an advanced age. Hence, you can stay prepared for these eventualities with a Bajaj Health Card. 

What is a health card?

The Bajaj Finserv Health EMI Network Card refers to a specialised financial product that allows cardholders to avail medical treatments without bearing any immediate financial liability. Instead, they can convert the entire bill into manageable monthly instalments. 

Features of the Bajaj Health Card

Before you undertake a health card apply process, refer to some of its most beneficial features listed below – 

• EMI conversion helps pay off even substantial bills

Affordability is a crucial problem in the current Indian medical scenario, where even a small procedure can be too expensive for an individual to undergo. Thus, the ability to pay off medical bills through monthly instalments can greatly reduce strain from overpriced medical services.

• One card covers a whole family

An individual availing such a card can use the same to pay for treatment of immediate family members as well. Supported members include spouse, children, parents and siblings. All members of a particular family share the pre-approved limit on such cards. 

• Cards come at nominal prices

An individual looking to avail such a card needs to pay a one-time joining fee. This fee is affordable enough so that almost anyone can opt for a health card without overburdening his or her finances. Additionally, one does not need to bear any additional expenses for maintaining such a card.

All of these factors make a Bajaj Health Card a wise investment, especially if you lack proper financial resources to handle a serious medical emergency. Apply for the health card now and receive almost instantaneous approval and activation.