Such damages being covered in the policy mechanism, comprehensive car insurance helps an individual in such situations because the need to find money to carry out such repairs does not arise. Aside from that, many insurance packages are enhanced with elements such as assistance and provision of rental cars, which underlines the need for these packages to facilitate the vehicle ownership experience even in hard situations.
Real-Life Scenarios
Everyday examples can well understand the importance of natural disaster coverage. Flooding due to heavy unforeseen rainfall is one such example. Cities like Dubai or even Sharjah are prone to such occurrences. Flooded vehicles tend to have their engines, inner vehicle parts, and electrical systems damaged. Compounding this problem is that no comprehensive insurance packages are available to ease the repair burden from such damages.
Another situation in the UAE is storms, which are quite common, especially sand storms. Such storms may not only have blown off the car’s paint, and broken the windows but also there may be some internal mechanical problems due to filter clogging. car insurance takes care of such repair needs, preventing car owners from incurring huge repair costs.
How to Check if Your Policy Covers Natural Disasters in the UAE
Before depending on your vehicle insurance coverage in the incidence of natural calamity, it is important to ascertain that there is appropriate coverage that is included in the policy. Begin the process by examining the policy papers and searching for phrases such as ‘coverage in the case of natural disasters’ or any of its variations. Where the words in the policy do not make sense, seek answers from your insurer in that regard.
Some policies may include dangers/issues that are not covered due to some restrictions, and it is very important to know what these are. Many insurance companies provide additional coverage options for policies that do not sufficiently cover certain risks. However, it is always important to make sure that your insurance policy is appropriate to your needs and gives great coverage against the possible risk of natural catastrophes.
