Whether you live on your own, as a couple, or as a family or if you are a senior citizen or a company looking to provide your employee with additional benefits, the affordable dental savings plans may be just what you are looking for, though there are some important tips to bear in mind when making your selection.
1. Know How Dental Plans Work – The first step to choosing the right affordable dental savings plan to meet your needs is to know as much as you can about dental plans. So many people confuse these plans with insurance, but they are in fact very different.
Dental plans offer you the opportunity to pay a monthly membership amount which gives you discounts when seeking dental treatment. The monthly membership is affordable, with some suppliers offering individual affordable dental savings plans with rates as low as $8.25 per month.
Once approved, you are awarded your membership number. This is your ticket to discounted dental treatments. When needing dental care, you choose a dental professional from the approved network of your dental plan provider. You must use an approved dentist from the network in order to enjoy the fantastic discounts that they provide.
On making your appointment, ensure you provide you membership number. You pay after the appointment as normal, but you will notice your treatment is discounted. The discounts are usually in the region of fifty percent if not more.
2. Know the Difference Between Dental Insurance and a Dental Plan – The next important step when choosing affordable dental savings plans is to ensure you don’t choose the wrong plan and that you know the difference between dental insurance and dental plans. This understanding can help you make the right decision in the long run.
With dental insurance, once you are approved, you pay a monthly amount, which is usually much more than the membership fee for a dental plan. You are restricted on when you can start using your insurance, as there are approval delays and waiting periods. This is not the case with a dental plan, which you can start using as soon as you have received your membership number.
In addition to this, with dental insurance you have to pay your dentist and then file a claim with the insurance company. The claims process is often frustrating and time consuming. With dental plans, you use an approved dentist, and pay a greatly discounted rate on the day of your visit.. There are no long claims processes and there are no restrictions. You can use your plan as often as you need and you are guaranteed acceptance with no waiting period.
3. Costs – The next very important thing to consider when choosing an affordable dental savings plan is the cost. Of course you want to pay as little as possible and the good news is that dental plans are considerably cheaper than insurance without the hassle or fuss. Average membership fees come out in the region of $8.25 per month for individuals and $13.25 per month for families. There are also plans that are specially developed for senior citizens and groups. The amount you save on dental treatment will quickly outweigh the cost you pay monthly.
4. Do Your Research – The final tip to choosing an affordable dental savings plan is to do your research. Identify which of the providers have the best reputation in the industry and what they offer. Ensure you feel one hundred percent confident with the company and the benefits they provide. Do your own research online and make use of independent review sites to find honest feedback from past and present clients to help you make the best informed decision moving forward.
Avia Dental offers affordable dental and discount plans from as little as $8.25 per month. This company helps its customers save up to fifty percent, if not more, on their dental expenses with free prescription and vision discounts. The company guarantees acceptance and customers can start using their new plan right away, there is no waiting period. Avia Dental works with more than forty thousand licensed, credentialed dentists throughout the United States. Avia Dental offers individual, group, and family plans as well as plans specifically designed for seniors. The company has been providing access to high quality dental care to the American public since 1994. To find out more, visit https://www.aviadental.com.
